Personal Credit Services
Citizens Business Bank offers a wide variety of Personal Credit Programs to meet your personal and business needs.
The Citizens Business Bank personal credit card sets a new standard of
excellence. Enjoy many more features and
services including worldwide acceptance at
millions of locations and ATMs. Pick up an
application today at any of our Citizens
Business Bank Business Financial Centers.
The Citizens Business Bank business credit card is also available for business needs.
Bonus Balance is Citizens Business Bank’s solution to avoid costly and embarrassing overdrafts and have extra funds when you need them. Bonus Balance is an unsecured personal line of credit linked to your personal checking account.
- Reduces the possibility of a returned check due to insufficient funds in your account.
- Extra cash is available for customary purchases or emergencies.
Enjoy these special features of Bonus Balance:
- Your line of credit is available for any purpose.
- Your line of credit replenishes itself as payments are made.
- Advances are made in $50 increments.
- There is no charge until the line of credit is used.
Benefits of Personal Banking
- Debit Cards
- Personal service
- Online banking
- Overdraft protection
- ATM locations
- Safe deposit boxes
- 24 hour ServiceLine
