Everyday you do business without accepting credit and debit cards is a day you miss out on a significant business building opportunity. Accepting credit and debit cards as a means of payment is a convenient alternative to cash and checks that's now accepted by millions of merchants worldwide.

Providing your customers with convenient payment options is as important as selling a quality product or service. Research shows that consumers are increasingly choosing credit and debit cards as their preferred method of payment. And, consumers tend to spend more knowing that they can keep their cash in their pocket.

Not only will your customers be pleased, you’ll enhance your business in the following areas:

		New sales
		Employee efficiency
		More profit to your bottom line
		Increased cash flow
		Customer loyalty

If you're a sole proprietor, corporation or non-profit organization that conducts a business providing either good or services, or both, it’s time to consider accepting credit and debit cards as payment.

Bankcard Services of Citizens Business Bank is specialized in providing credit and debit card processing for our merchants. Our Bankcard Services provides you with the ability to accept Visa®, MasterCard®, American Express®, Discover Card®, Debit Cards and Personalized Gift Cards. Our full service program is designed with merchants like you in mind.

		Competitive Pricing
		Easy-To-Use, State of the Art Credit Card Equipment
		Several Processing Alternatives
		24/7 Customer Support
		Personalized Gift Card Program
		Easy-To-Read Monthly Statements
		Online Account Viewing

Let us put the latest in technology and our expertise to work for you and your business today.

The Citizens Business Bank Platinum Plus^® for Business MasterCard Credit Card provides you and your employees with ready funds to take care of client entertainment, travel and other business related expenses as they arise. You enjoy the convenience of Platinum Plus^® for Business privileges and the security that comes with a host of 24-hour travel emergency services to insure that important business activities aren’t interrupted.

The Platinum Plus^® for Business MasterCard Credit Card also allows you to control and monitor expenses by offering some of the most comprehensive management reporting available. It gives you the ability to analyze and track expenses on a "per employee" basis, as well as for your business as a whole.

Accepted at millions of merchants worldwide, Citizens Business Bank's Platinum Plus^® for Business MasterCard Credit Card lets you take care of business, whether your business takes you around the corner or around the world.

Citizens Business Bank offers employee payroll cards utilizing standard direct deposit, electronic wage statements, and a second card for sending money home. Our payroll card program adds value to your benefit package and provides bottom-line savings for your company.

Now, there's a business credit card that can truly "take you anywhere". One that offers a rewards program with total flexibility. Select any goods or services you want including airline travel, hotel accommodations, gift certificates and even cash! Every time you make a purchase with your card, you will earn 1 point for every $1 you spend. Start claiming your rewards with as few as 2,500 points, or save them to choose from higher reward levers. Treat yourself, or reward your employees!

Citizens Business Bank's WorldPoints^SM Platinum Plus^® personal credit card is so supperior to other cards, it sets a new standard of excellence! Enjoy more spending power with a credit line as high as $100,000, world-wide access to ATMs and travel accident insurance, plus earn 1 point for every dollar in everyday purchases such as gas, clothing and groceries when you make charges to your WorldPoints^SM account. Let your Citizens Business Bank WorldPoints^SM Platinum Plus^® personal credit card be your passport to a world of value, flexibility, convenience and choice!