Enjoy
the safety and security of FDIC insurance
on amounts up to $100,000 -- To guarantee
that each certificate of deposit is federally
insured by the Federal Deposit Insurance
Corporation (FDIC), funds are placed in
maximum increments of $100,000 and invested
at separate institutions across the United
States.
Shop competitive
certificate of deposit interest rates quickly
and easily -- To access a large array
of well-capitalized financial institutions
across the United States and compare interest
rates takes many telephone calls. Tell us
the amount of money and the period of time
you would like to invest and we will make
the necessary calls to locate the most competitive
interest rates. Institutions in which the
funds are placed must meet specific capital
standards and are surveyed regularly to
ensure their safety.
Consolidate all
your monthly statements into one simple
summary -- To reconcile multiple
statements from other financial institutions
requires a great deal of recordkeeping.
We will provide you with a simple monthly
summary detailing all the certificates of
deposit placed in your current Diversifier
Certificate of Deposit Placement Program
portfolio. Year-end reporting is made easier
as well with a consolidated tax form.
Make more efficient
use of time and improve management of your
funds while taking advantage of the highest
quality of service -- To eliminate
the time-consuming task and responsibility
of finding a financial institution, calling
for current interest rates, standing in
line to open a new account, and tracking
interest payments and maturities, let Citizens
Business Bank do the work.
With the Diversifier Certificate of Deposit
Placement Program you sign one agreement,
select the desired term, and upon your request,
funds are invested at the specific financial
institution you have selected.
Monthly interest payments on your certificates
of deposit are automatically deposited into
your Citizens Business Bank account.
Upon the maturity of your certificates of
deposit, a Personal Investment Representative
will contact you for further investment
instructions.
When you invest in the Diversifier
Certificate of Deposit Placement Program
through Citizens Business Bank, you gain
the comfort of knowing your future financial
security is being guarded, while saving
time and simplifying your investment decisionmaking.
Subject to penalties if withdrawn before maturity.
For more information
about Citizens Business Bank's Diversifier
Certificate of Deposit Placement Program,
please contact Deposit Services Group at (909) 483-7172. |
