Business Banking

Your company is only as strong as its cash flow. Citizens Business Bank has the experience and knowledge to help you manage your cash more efficiently and increase your profitability.

Account List

Fortress Checking

Basic Business Checking

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A business checking account for small to medium to large size businesses with an average amount of activity.

Features: This account allows up to 150 debits, 25 deposits and 250 deposited items per month.

Excess fees: $.30 per debit; $2.00 per deposit; $.15 per deposited item and $1.00/$1,000 currency deposited/furnished

Interest: None.

Monthly Service Charges: No charge with a $7,500 minimum daily balance, or $15,000 or more average dailly balance. Otherwise, $18.00 per month and $.30 per debit paid.

Minimum Opening Balance: $1,000

Analyzed Business

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A business checking account for medium to large size businesses with a high amount of activity.

Special Business

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A business checking account for small to medium size businesses with a minimal amount of activity.

Investment Checking

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An interest-bearing checking account designed for the individual, sole proprietor, or certain non-profit businesses and government agencies.

Citizens Choice

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An interest-bearing checking account designed for the sole proprietor or certain non-profit businesses and government agencies.

Safe Deposit Boxes

Safe Deposit is a service whereby the Bank grants the customer exclusive access to a box housed in a private section of its vault for storage and protection of personal items.

Safe Deposit Boxes are available to any Citizens Business Bank customer with documents, valuables or other possessions that need to be protected from theft and fire.

Safety. Protects documents, valuables and other important possessions.
Privacy. Confidential reviewing of valuable documents and important papers.
Security. Exclusive access.
Variety. Safe deposit boxes come in various sizes at various prices.

Business Certificates of Deposit

An investment on which the bank pays a particular rate for a specific term (days, months, or years). Deposits may be issued in either fixed-term or auto renewable term. Interest is compounded daily and paid monthly, quarterly or at maturity.

This is available to Corporations, proprietorships and unincorporated business associations interested in a specified term, competitive rate and secure investment.

Safe, secure and flexible. Enjoy the protection of Citizens Business Bank.
Principal and interest guaranteed.
Flexible. Customer determines maturity date and interest payment option to meet his own cash flow needs.
Qualified collateral for any borrowing requirement.
Investment may be made in any amount of $2,500 or more.
Interest is compounded daily and paid monthly, quarterly, or at maturity.
Customers have the option of having their interest credited to another Citizens Business Bank account, mailed to them in the form of a check or added to the principle balance.
A penalty may be imposed for early withdrawal of any or all of the deposited funds before the maturity date.

Minimum Opening Deposit of $2,500
No charge if certificate is held until maturity. If not, 90 days of interest is deducted as a penalty.

Direct Deposit

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“Citizens Business Bank is participating in the FDIC’s Transaction Account Guarantee Program”. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Citizens Business Bank Corporate Headquarters, 701 N Haven Ave. Ontario CA 91764 | Toll-Free: 1-877-4-CBBANK