Personal Banking
Citizens Business Bank is one of the most soundly managed, profitable financial institutions in the country. We’ll provide you with the services you want — and the personal service you expect and deserve.
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An investment on which the bank pays a particular rate for a specific term (days, months, or years). Deposits may be issued in either fixed-term or auto-renewable term. Interest is compounded daily and paid monthly, quarterly or at maturity.
- Safe, secure and flexible. Enjoy the protection of Citizens Business Bank.
- Principal and interest guaranteed.
- Flexible. Customer determines maturity date and interest payment option to meet his own cash flow needs.
- Qualified collateral for any borrowing requirement.
- Investment may be made in any amount of $2,500 or more.
- Interest is compounded daily and paid monthly, quarterly, or at maturity.
- Customers have the option of having their interest credited to another Citizens Business Bank account, mailed to them in the form of a check or added to the principle balance.
- A penalty may be imposed for early withdrawal of any or all of the deposited funds before the maturity date.
Cost: No charge if certificate is held until maturity. If not, 90 days of interest is deducted as a penalty.
Safe Deposit is a service whereby the Bank grants the customer exclusive access to a box
housed in a private section of its vault for storage and protection of personal items.
Safe Deposit Boxes are available to any Citizens Business Bank customer with documents, valuables or other possessions that need
to be protected from theft and fire.
- Safety. Protects documents, valuables and other important possessions.
- Privacy. Confidential reviewing of valuable documents and important papers.
- Security. Exclusive access.
- Variety. Safe deposit boxes come in various sizes at various prices.
Are you looking for a savings opportunity? If so, why not think about a Citizens Business Bank Individual Retirement Account.
Citizens Business Bank offers a wide variety of Personal Credit Programs to meet your personal and business needs.
Citizens Business Bank offers a wide variety of installment loans to meet your personal and business needs.
- New and used automobile loans
- New and used truck loans
- Recreational vehicles
- Home equity loans
- Equity lines of credit
- Second trust deed loans
No matter what type of installment loan you need, your Citizens Business banker is prepared to advise and assist you in accomplishing your goal. In many cases you can be pre-approved for a loan before you go shopping, giving you the confidence you need to make a wise purchase.
Learn more about our variety of personal loans by contacting your business financial center or calling 1-877-4-CBBANK
Benefits of Personal Banking
- Debit Cards
- Personal Service
- Online Banking
- Overdraft Protection
- ATM Locations
- Safe Deposit Boxes
- 24 Hour ServiceLine
