Citizens Online Banking
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1 (888) 222-5432
Preferred Choice
Personal Checking Package
Preferred Choice Banking is a checking account based package product that offers exclusive
interest rates and exceptional products and services.
$10,000 Opening Deposit
$25,000 Combined Average Balance = FREE
Otherwise, $25 Monthly Fee for All Services
The Preferred Choice Personal Checking Package is designed for individuals.
Package Includes
- Unlimited Check Writing, Transfers, and Withdrawals
- Unlimited ServiceLine Calls
- Overdraft Protection from Bonus Balance (must qualify) or Savings Overdraft
- Combined Statement
- Citizens On-Line Banking
- Citizens Bill Payment Service
- Printed Preferred Choice Wallet-Style Checks
- Premium Interest Rates Available
- Multiple Options to Waive Service Charges
- Citizens IRA with No Annual Fee
- World Points Platinum Master Card with No Annual Fee (Must qualify)
- Safe Deposit Box (Up to $100 annual waiver)
- Citizens QuikChek Card™ Limit of $3,000 (Daily withdrawal limit increased to $1,000)
- Rebates on Foreign ATM Fees (Up to $20 per month on Preferred Choice checking account)
- Travelers Checks (Free of charge)
- Official Checks (Free of charge)
Customer Benefits
- Bundling of preferred products at no charge if minimum balance requirement maintained; otherwise one fee covers all
- Aggregate balance calculation includes checking, savings & money market accounts
- Improved yields due to exclusive interest rates on Preferred Choice checking account only
- Accessible 24/7 through ServiceLine & On-Line Banking
- Ease of use and convenience creating efficiency and time savings
- Simplified reconciliation by combining multiple account statements into one
Benefits of Personal Banking
- Debit Cards
- Personal Service
- Online Banking
- Overdraft Protection
- ATM Locations
- Safe Deposit Boxes
- 24 Hour ServiceLine
