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CITIZENS BUSINESS BANK RECEIVES FOUR TOP HONORS

ONTARIO, CALIFORNIA, June, 2000 - D. Linn Wiley, President and Chief Executive Officer of CVB Financial Corp., announced that Citizens Business Bank has received the "Blue Ribbon Award" from Veribanc, Inc. It is based on Federal Reserve Board data and is accorded to banks that demonstrate exceptional attention to safety, soundness and financial strength. To qualify, a bank must receive the highest Green, Three stars Veribanc rating in their eight level rating system. They must also satisfy other criteria that reach into twenty different safety aspects of a bank’s financial operation. This prestigious award is the country’s oldest national form of recognition for banking safety and soundness.

The bank also received the "Four Star Award" from Bauer Financial Reports, Inc. Now in its thirteenth year, the "Four Star Award" acknowledges banks who understand their mission: "to inform the public of the bank's strength and safety through a simple measure of banking excellence."

The "Star" award recognizes a Bank's financial performance and is awarded on a quarterly basis. Ratings are based upon a complex formula which factors in relevant data including; current capital levels, profitability, historical performance trends, loan delinquencies, repossessed assets, reserves, regulatory compliance and asset quality.

Citizens Business Bank has also earned top honors as a " Premier Performing Bank" from the Findley Bank Research Company for the twentieth consecutive year and "Super Premier Performing Bank" designation for the tenth consecutive year.

Citizens Business Bank is the largest bank headquarteded in the Inland Empire area of California. It is widely recognized for its commitment to its customers and communities, as well as its strong financial performance. Citizens Business Bank serves businesses, professionals and individuals through 30 conveniently located offices in San Bernardino, Riverside, Orange and Los Angeles counties.

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