Press Release

For Immediate Release

Contact: D. Linn Wiley

     President & CEO

                                                                        (909) 980-4030


Citizens Business Bank Celebrates 30 Years of Superior Performance


Ontario, CA, May 27, 2005-With approximately 800 shareholders, associates and guests in attendance, CVB Financial Corp. (NASDAQ: CVBF) held its annual shareholder meeting on May 18, 2005 at the Ontario Convention Center.  Formerly Chino Valley Bank, Citizens Business Bank celebrated 30 years of superior performance.  George Borba, Chairman of the Board, started the evening’s event with a warm welcome to everyone, followed by dinner and a presentation by President and Chief Executive Officer, D. Linn Wiley.


Mr. Wiley reviewed the financial performance for 2004 and the first quarter of 2005.  CVB Financial Corp. achieved record results for the thirteenth consecutive year in 2004.  As of December 31, 2004, deposits had grown to $2.9 billion; gross loans and leases reached $2.1 billion; the Bank’s capital had grown to $317.5 million; assets ended the year at $4.5 billion; and earnings totaled at $61.5 million.


Citizens Business Bank was organized in December of 1973 and officially opened for business on August 9, 1974.  The Bank was organized by seven local businessmen, and four continue as members of the current Board of Directors. Today, Citizens Business Bank is the largest financial institution headquartered in the Inland Empire area of California.


The bank, which opened with $1.5 million in capital and assets in 1974, has grown to $4.8 billion in assets.  Citizens Business Bank is a top rated financial institution with 40 business financial centers in 34 cities strategically located in Riverside, San Bernardino, Orange and Los Angeles counties and the Central Valley region of California.  CVB Financial Corp. serves as a holding company for its two subsidiaries, Citizens Business Bank and Community Trust Deed Services.


Shares of CVB Financial Corp. common stock are listed on the NASDAQ under the ticker symbol of CVBF.  For investor information on CVB Financial Corp., visit our Citizens Business Bank website at and click on the CVB Investor tab.