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Nancy Sinclair (909) 980-4030

CITIZENS BUSINESS BANK AWARDED PREFERRED LENDER PARTICIPANT DESIGNATION.

ONTARIO, CALIFORNIA, June 2000 - D. Linn Wiley, President and Chief Executive Officer of Citizens Business Bank has announced that Citizens Business Bank has been awarded the designation of "PLP" or Preferred Lender Participant by the Santa Ana District Office of the Small Business Administration.

This is the highest designation which can be achieved by a bank who participates in Small Business Administration "SBA" lending. It was awarded to Citizens Business Bank because of their commitment to the SBA program, the proven success record the bank holds as well as meeting the high standards of the SBA. The bank is a leading SBA lender with more than 250 SBA loans and approximately $100 million in outstandings.

As a Preferred Lender Participant, the Small Business Administration allows the bank to make the credit decisions on SBA guaranteed loans. SBA performs a minor review for eligibility. This reduces the processing time of the SBA. This prestigious ranking enables Citizens Business Bank to provide SBA loans to its customers with superior service.

Citizens Business Bank is the largest bank headquartered in the Inland Empire area of California. It is widely recognized for its commitment to its customers and communities, as well as its strong financial performance. Citizens Business Bank serves businesses, professionals and individuals through 30 conveniently located offices in San Bernardino, Riverside, Orange, and Los Angeles counties.

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