Press Release

For Immediate Release                      Contact:   D. Linn Wiley

                                                                          President and CEO

                                                                          (909) 980-4030




CVB Financial Receives National Recognition


Ontario, California-August 12, 2005 (NASDAQ:CVBF)  CVB Financial Corp., the parent company for Citizens Business Bank, was honored by the investment banking firm of Sandler O’Neill as a member of the “Sm-All Star-Class of 2005”.   The “Sm-All Stars” is a subset of the 573 publicly traded banks and thrifts under $2 billion in market capitalization.  It identifies what they believe to be the top performing small-cap banks and thrifts in the nation. 


Their evaluation focuses on growth, profitability, credit quality, and capital strength.  The companies were evaluated based on absolute performance in each of eight financial variables.  They include 1) earnings per share 2) loans 3) deposits 4) return on average assets 5) nonperforming assets to loans plus OREO 6) net charge-off ratio 7) reserve to nonperforming assets ratio and 8) Tier 1 risk based capital ratios.


Sandler O’Neill is one of the largest investment banking firms exclusively serving banks, thrifts, insurance companies and REITs in the nation.


CVB Financial Corp., with $4.81 billion in assets, operates Citizens Business Bank.  Citizens Business Bank is the largest bank headquartered in the Inland Empire.  It is a dominant community bank in the Inland Empire, Los Angeles County, Orange County and Central Valley areas of California.


The Citizens Business Bank Wealth Management Group has over $2.1 billion in assets under administration.  The Company also operates Golden West Financial Services.  Golden West Financial Services provides auto leasing, equipment leasing and real estate loan brokerage services.


Shares of CVB Financial Corp. common stock are listed on the NASDAQ under the ticker symbol of CVBF.  For more information, please visit our website at