California Custom Fruits and Flavors, Inc.
Terry and Rose Ann Hall were ambitious entrepreneurs who recognized a need for a reliable large-scale supplier of processed fruit bases for yogurts. In 1984, they embarked on a new business venture in Irwindale, CA. The Halls named their company California Custom Fruits and Flavors, and as the business expanded in the 1990s, they branched out into other markets, including flavor bases for ice creams and fruit fillings for industrial bakeries. Today, the fruit processing and flavorings from California Custom Fruits and Flavors can be found in a multitude of products at major grocery chains and retail stores throughout the country.
Rose Ann became the sole owner of the company in 2003, and she still has an active role in day-to-day operations. At her request, California Custom Fruits and Flavors entered into a banking relationship with Citizens Business Bank in 2014. Not long after, they began implementing Treasury Management Services to protect and manage their assets. The company has also obtained Term Loans to help finance the growth and needs of their business. Despite utilizing a multitude of other financial solutions, they speak most highly about the personal service provided by the Bank. “Other banks just do not have the same personal touch as Citizens Business Bank,” says Jim Fragnoli, who joined California Custom Fruits and Flavors in 2008 as their first Chief Financial Officer.
Jim describes the company’s current relationship with Citizens Business Bank as a partnership, and he emphasizes how genuinely connecting with a customer can make all the difference. “Services are the same everywhere, but the personal service is the number one factor for our relationship,” says Jim. “Even though the Bank is large, I’m treated like they’re a small bank,” he adds. If there is ever a business or banking roadblock, a Relationship Manager from the Bank is always standing by, ready to help out. “Rose Ann will pick up the phone and call, and it gets resolved. She knows she has that with Citizens Business Bank.”
In the four years since California Custom Fruits and Flavors began a banking relationship with Citizens Business Bank, they’ve had remarkable growth. In the past year alone, their revenue increased more than seven percent. Operations are already outgrowing their 86,000 square-foot headquarters facility in Irwindale, and the company has plans to expand to the Midwest to better handle their ever-increasing base of national customers. Partnerships like these are shining examples of the level of service the Bank strives for with every valued customer.
Seley & Co.
Seley and Company operates as an agricultural commodity merchant and processor as well as a diversified real estate holding company comprised of commercial, office, and agricultural properties. Headquartered in Southern California, Seley and Co. operates a variety of companies including a vegetable oil extraction facility in Central California, a bakery waste reprocessing plant in the State of Washington, and sales organizations in the states of South Dakota and Nebraska. Founded in 1934, and now a third generation company, Seley and Co. has grown from one office in South Pasadena, California to one of the leading commodity merchants in the Western United States.
“Seley and Company is rapidly growing and continuing to expand and diversify its varied businesses. We are thankful to Citizens Business Bank for assisting us with this growth by providing real estate term loans, equipment loans, operating lines of credit, and treasury management solutions. Citizens Business Bank knows us and are constantly demonstrating true relationship banking. We are pleased and proud to be partners with the entire team at Citizens Business Bank.”
– Mike Seley, Co-Owner
– Jim Seley, Co-Owner
– Ron Seley, Co-Owner
Erickson Farms Partnership
The Erickson Family has been farming in Madera for more than 90 years, starting from the humble beginnings of 75 acres in 1920. Today, Erickson Farms has grown into a well-diversified farming company, specializing in nut crops, olives, vineyards, and agricultural services. They are on their fifth generation of farming in the Central Valley, with the sixth not far behind. Erickson Farms takes great pride in the work they do, which has been a part of the family tradition from the very beginning.
“We have been partners with Citizens Business Bank for close to ten years now and we’re happy to say that it’s been a fruitful relationship. As a high-volume farming business, we rely on the efficient banking solutions that Citizens Business Bank provides. We currently benefit from Production Lines of Credit that make it possible for us to fund our operating and production expenses until our crop is sold.”
– Jim Erickson, Owner
Basila Farms LLC grows raisin grapes and olives on 412 acres in Madera County. The family has farmed in Madera County since 1927. Paul is the fourth generation of the family to manage the operation. The majority of the Basila Farms raisin grapes are produced on an overhead trellis system that allows dried on-the-vine production practices.
The Hamilton family has been farming in the San Joaquin valley since 1906, starting with James Hamilton, the grandfather of Jim C. Hamilton, who may know today as being the leader in producing premium California pecan meats.
Hamilton Ranches is well known around the world for producing premium California pecan meats. With their patented pecan meat dryer, they remain one of the top innovators in the industry and continue to lead the way to the best pecans around. When you buy Hamilton Ranches pecans you will get a handful of remarkable, golden California color pecans. Just one of the many Hamilton differences.
If you ever visit Hamilton Ranches please ask for Jim Hamilton or his sons to show you around the ranch.
“My banker has taken care of Hamilton Ranches for many years. She understands the seasonal demands of the nut farming industry and is a real business partner.”
— Jim C. Hamilton, Owner