Our Customers

Section 1

West Coast Sand & Gravel

West Coast Sand & Gravel
Marvin Struiksma, Mike Struiksma, Dale Struiksma, Dan Reyneveld, Ed de Boer, John Struiksma, Jeff Struiksma, and Klint Korver- West Coast Sand & Gravel

West Coast Sand & Gravel’s iconic turquoise trucks have been a fixture of California roads for more than 50 years. In the early days of the business, their customers were limited to construction industry contractors, and the fleet consisted of two trucks. Today, West Coast Sand & Gravel has more than 300 turquoise trucks in their fleet, spread out over 13 locations in California and Arizona. They now serve a wide range of customers from a variety of industries.

Marv Struiksma, the Chairman of West Coast Sand & Gravel, has been involved in operations since his uncles first started the business in 1968. As the patriarch of the enterprise, he is a long-time proponent of West Coast’s relationship with Citizens Business Bank. He enthusiastically declares that the Bank is “the easiest bank we’ve had to work with for Equipment Financing. They are the one we go to.” In addition to the various loans they’ve obtained through the Bank, West Coast has also utilized a myriad of other financial services. “The Bank has allowed us to expand into mining and upgrade the trucking and supply side,” says Dan Reyneveld, CEO of West Coast Sand & Gravel. Online Banking services have West Coast Sand & Gravel’s iconic turquoise trucks have been a fixture of California roads for more than 50 years. In the early days of the business, their customers were limited to construction industry contractors, and the fleet consisted of two trucks. Today, West Coast Sand & Gravel has more than 300 turquoise trucks in their fleet, spread out over 13 locations in California and Arizona. They now serve a wide range of customers from a variety of industries.

Marv Struiksma, the Chairman of West Coast Sand & Gravel, has been involved in operations since his uncles first started the business in 1968. As the patriarch of the enterprise, he is a long-time proponent of West Coast’s relationship with Citizens Business Bank. He enthusiastically declares that the Bank is “the easiest bank we’ve had to work with for Equipment Financing. They are the one we go to.” In addition to the various loans they’ve obtained through the Bank, West Coast has also utilized a myriad of other financial services. “The Bank has allowed us to expand into mining and upgrade the trucking and supply side,” says Dan Reyneveld, CEO of West Coast Sand & Gravel. Online Banking services have been convenient for their business needs, as these are the products the team at West Coast uses most often. They have also integrated Merchant Services into their company, which Dan contends is a useful complement to their Resource Building Materials retail business.

Much like Citizens Business Bank, West Coast Sand & Gravel was built upon a customer-focused approach to business. The key to developing long-lasting business relationships comes from prioritizing customers above all else. “It’s all about personal relationships. Vince Gottuso, the Bank’s Center Manager, has done an excellent job. He has a very strong team that backs him up. The customer is king for sure,” asserts Dan. “Vince will say, I’m going to go to work here for you. I’m going to get a solution for you, and it makes me feel special as a customer.”

Marv, Dan, and their team regularly involve Citizens Business Bank in major decisions relating to the growth of their company. West Coast Sand & Gravel has witnessed steady growth through more than 50 years of business, and they’ve been a loyal customer of the Bank for more than 20 of those years. The company continues to grow and diversify their business model, and they take comfort in knowing Citizens Business Bank is there to support them with a full suite of financial products and services.

www.wcsg.com

Spectrum Property Management

Spectrum Property Management
Leslie Borges, Chief Financial Officer, Principal

In 2014, Citizens Business Bank opened our first location in San Diego County. Our local team of bankers has over 75 combined years serving the banking needs of San Diego. They are building new customer relationships across the county with a focused approach on the customer.

Since 1988, Spectrum Property Management has provided professional third-party management services for commercial properties including retail, industrial, R&D, office, associations, and mixed use properties throughout Southern California. They are the largest privately-owned commercial property management company in San Diego with over 12,000,000 square feet in their port-folio. Spectrum’s management staff proactively administers each asset management plan to increase cash flow and enhance property value. Experience, dedication, quality service, attention to detail, and tenant satisfaction are important to a successfully managed property. Their proactive management style, sensible budget practices, and creative problem solving consistently result in satisfied clients and tenants.

“Spectrum Property Management’s mission is to manage properties as if they are our own. It’s not just a slogan but our way of doing business. The reason we recently moved to Citizens Business Bank is that they treat our many accounts like they are their own. Supporting us with a broad mix of Treasury Management tools including Online Wire, ACH, and a high speed Deposit Scanner, we are able to process both incoming and outgoing payments quickly and efficiently. Citizens Business Bank is a strong partner who specializes in our unique business.”

Leslie Borges, Chief Financial Officer, Principal

spectrummgt.com

Der Manouel Insurance Group

Der Manouel Insurance Group
Mike Der Manouel, Jr., President

Founded in 1983, Der Manouel Insurance Group has grown from the humble beginnings of a small joint venture of insurance agencies to one of the top privately-held insurance agencies in the United States. To protect the assets and income of their customers, Der Manouel focuses on proactively determining their customers’ unique needs and ensuring the delivery of a comprehensive insurance plan for each customer.

“We like to create partnerships that last and that have long-lasting value. Citizens Business Bank is that for us. Because we’re always looking to revolutionize and improve upon our business operations, we use Sweep Manager to assist us with managing our cash and streamlining our processes. We’re thankful that Citizens Business Bank has the capability to give us that essential business support.”

Mike Der Manouel, Jr., President

dmig.com

Dart Entities

Dart Entities
Terry Dedeaux, CEO of Dart Entities

Dart Entities is a full service Transportation, Logistics, Warehousing and Fulfillment provider.

“We provide our customers with a dedicated account team that understands their business needs and objectives and delivers scalable, cost-effective solutions. Our ability to expand has been enhanced through commercial real estate financing with Citizens Business Bank. In fact, their financial service team has a similar philosophy on customer service and that is why we are such great business partners. ”

Terry Dedeaux, CEO

dartentities.com

Yamko Truck Lines

Yamko Truck Lines
Shannon Fetters, Controller and Frank Gomez and President Sarah Nako, Owner

For over 40 years Yamko Truck Lines has specialized in harbor drayage and has offered the community of import and export superior service at a competitive price. Since their inception in 1964, they have reliably serviced the Southern California marketplace and have developed a reputation for competence, excellence and lightning-fast service.

“Since our inception in 1964, we have reliably serviced the Southern California marketplace and have developed a reputation for competence, excellence and lightning-fast service!”

Yamko Truck Lines

yamkotrucklines.com