CDARS®, the Certificate of Deposit Account Registry Service, enables you to access FDIC protection* on multi-million dollar certificate of deposit (CD) investments through Citizens Business Bank. There are few guarantees in life. FDIC insurance is one of them. CDARS® can be a valuable cash management tool for you and your business.


  • Safety: You have access to multi-million dollar FDIC insurance coverage
  • Convenience: You work directly with us.
  • CD-Level Rates: Your money earns CD-level returns, which may compare favorably with other investment alternatives


Learn more by viewing our CDARS® demo video.

Receive the guarantee of FDIC insurance coverage with CDARS® today. Call us at 888.738.1222888.738.1222 to take the next steps to open a CDARS® account today.


Funds may be submitted for placement only after a depositor enters into the CDARS® Deposit Placement Agreement with Citizens Business Bank. The agreement contains important information and conditions regarding the placement of funds by us.

This benefit applies to some, but not all types of CDARS® transactions. Let us know if this benefit is important to you, so that we can explain the relevant terms and conditions in more detail. CDARS® is a registered service mark of Promontory Interfinancial Network, LLC.

Early withdrawal penalties may apply.
*Up to FDIC allowed limits

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