Home Mortgage Loans

Our Mortgage Loan Officers can help you choose from a variety of mortgage loans for your home purchase or refinance.

Fixed Rate Loans

With our fixed rate home loan, you have the security of knowing your interest rate, along with your monthly principle and interest payment, will remain the same for the term of the loan.

 

Benefits Include:

  • Easier budgeting with fixed payment
  • No pre-payment penalty
  • Should interest rates rise, your Home Loan interest rate and payment will remain the same
  • Quicker loan payoff and faster equity building

 

Adjustable Rate Mortgage Hybrid Loans

If you are looking for your initial payment to be lower than a traditional fixed rate mortgage, a hybrid adjustable rate mortgage loan could be the solution.

 

Annual percentage rate may increase after consummation.

 

Benefits Include:

  • Many options for purchase and refinance transactions
  • Multiple financing terms options
  • Zero point loans
  • No pre-payment penalty
  • Interest only options available

 

Home Equity Line of Credit

With a home equity line of credit, you can borrow funds against the equity in your home to finance home improvements, major purchases, or unexpected expenses. A home equity line of credit gives you the flexibility to borrow funds when you need, at a competitive rate.

 

Benefits Include:

  • 10-year draw period
  • Up to 70% combined loan to value (CLTV)

 

home loans
contact a loan officerContact a Mortgage Loan Officer for more information at 877.422.2265. All loans are subject to credit approval.