Platinum Rewards Card

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Protect your phone

Pay your monthly cell phone bill with your Platinum Rewards Mastercard® and get up to $200 of cellular telephone protection.

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Pay with your phone

Now offering Apple Pay™, Google Play™ and Samsung Pay™ —
no matter which way you pay, earn rewards with your Platinum Rewards Mastercard.

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Fight fraud with your phone

From large transactions to card not present purchases, we can keep you updated via text or email of happenings with your card. Help stop fraud in its tracks.



View transactions, and make payments 24/7 online!

Manage your account


Credit approval required. APR=Annual Percentage Rate. Purchase and Balance Transfer APRs range from 10.24% to 22.24%, based on creditworthiness, and may vary with the market based on the Prime Rate. The Cash Advance APR is 21.99% and may vary based on the Prime Rate. The following transaction fees may apply: 4% cash advance fee based on the balance of the cash advance but not less than $10 and subject to state limitations and a 1% foreign transaction fee based on the converted transaction amount. Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered ATIRAcredit™ Platinum Rewards Mastercard® to charge your eligible cellular wireless bill to your covered card. Please refer to Guide to Benefits for further details.
The ATIRAcredit™ Card is issued pursuant to a license by Mastercard International Incorporated. Mastercard, Platinum Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
©2017, TMG Financial Services, Inc. ATIRA® is a registered service mark and ATIRAcredit™ is a service mark of The Members Group, LLC.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc. Google, Google Play and the Google logo are trademarks of Google Inc. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co.



Debit Card

Debit Mastercard®

Need a smart, safe, and easy way to take care of all of your purchases both big and small? With the Debit Mastercard®, you have it. Set up automatic payment of bills, conveniently monitor your account from Online Banking, and receive a whole suite of benefits1 through Mastercard, including Zero Liability Protection2, and Identity Theft Resolution Services3.

Call us at 888.738.1222888.738.1222 to learn more about our personal debit and credit cards.


Certain restrictions, terms, and conditions apply. Please contact 888.222.5432888.222.5432 or refer to Citizens Business Bank’s Product and Services Information and Disclosure Information.
1For more information on Mastercard Guide to Benefits, contact Citizens Business Bank at 888.222.5432888.222.5432 or call 1.800.Mastercard for full details.
2Certain restrictions apply. Please visit this link for more details.
3Certain terms, conditions, and exclusions apply. Contact Citizens Business Bank at 888.222.5432888.222.5432 for complete coverage terms and conditions, or call 1.800.MC.ASSIST (1.800.622.77471.800.622.7747) for assistance.

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