Water & Irrigation Districts

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We are committed to providing tailored solutions that support the complexities of water district finances and meet your evolving needs.

Citizens Business Bank’s cash flow management services help you to optimize liquidity and align funding disbursements with project timelines and budget cycles, ensuring that critical initiatives are not delayed due to cash constraints. We provide robust payroll and vendor payment solutions that help ensure timely and accurate payment processing for your employees and operational expenses. Our merchant and payment processing platforms are secure, intuitive, and designed to streamline your payment processing.

We offer a comprehensive suite of financial solutions designed to support both your day-to-day operations and long-term financial planning. Our dedicated business accounts streamline the management of operational expenses, grants, and capital projects. Our treasury management services provide advanced tools for optimizing cash flow, automating payments, and managing liquidity.


Dedicated accounts for managing
your operational expenses,
grants, and capital projects.

Providing 110% collateralization of
demand deposit account funds on
deposit and 102% collateralization of
funds in bank investment1 accounts.

Advanced cash flow optimization
tools, payment automation, and
liquidity management.

Partnering with Citizens Business Bank offers distinct advantages for charter schools including:

Tailored Financial Solutions

Tailored
Financial Solutions

Banking services designed specifically for your needs.

Dedicated Relationship Mgmt

Dedicated
Relationship Management

    Financial advisors with expertise in charter school operations.

Cost Pricing

Competitive Pricing
& Cost Efficiency

    Transparent, cost-effective banking solutions.

Community Commitment

Community
Commitment

    A banking partner invested in local educational initiatives and student success through our CRA programs.

Explore Our Resources

Corporate Social Responsibility Report

Highlights of our organization and the positive impacts we have made on our communities.

CitizensTrust Market Perspectives

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Government Services Team

Art Sanchez

Arthur Sanchez
Senior Vice President
Government Services Manager

Barbara Campos

Barbara Campos
Vice President
Government Services Officer

Loraly Pogue
Assistant Vice President
Government Services Support

Government Services Solutions

Government Services

Government Services

Our specialized banking solutions provide the tools and resources necessary to support your operational efficiency, strategic growth, and long-term
financial sustainability.

Municipalities

Citizens Business Bank’s services are designed to help you manage public funds, support infrastructure development, and meet community needs while navigating complex regulatory environments.

K-12 Public Schools

K-12 Public Schools

Banking services designed to help support your unique financial needs, from the management of operational funds to the implementation of electronic payment systems.

Our specialized banking solutions help provide the tools and resources necessary to support your operational efficiency, strategic growth, and long-term financial sustainability.

1Funds collateralization investment accounts are sweep accounts and/or money market accounts.

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