Personal Checking

As individuals, we all have our own unique needs and preferences. Our wide range of personal checking options is tailored to those unique details. From the convenience and simplicity of our Personal Checking account to the interest-earning power of our Investment Checking, you have the option to pick which one is right for you.

Your personal checking solutions include:

  • Personal Checking is a noninterest-bearing, easy-to-use and convenient checking account with zero usage restrictions and unlimited ATM and Point-of-Sale access.
  • 55 Checking, a checking account that is designed for individuals who are 55 years of age or older, helps you get more out of some of the best years of your life.  Access to online banking with Bill Pay and use of Citizens Business Bank ATMs.
  • Investment Checking is a checking account that has the added value of earning interest on your checking balance. Benefit from unlimited check writing, transfers, and withdrawals.
  • Preferred Choice Checking is a tiered-rate, interest-earning checking account with an array of bonus features, including overdraft protection (subject to qualification), safe deposit box, official checks, and more.


Whether you are looking for something simple and convenient, an account you can earn interest, or a variety of special personal banking features and add-ons, Citizens Business Bank has you covered. Call us today at 888.222.5432888.222.5432 to open the personal checking account that suits your needs.