Business & Succession Services
Whether you’ve built your business from the ground up or expanded what others started, it’s your legacy. How do you keep these achievements alive? What happens next? Who takes the reins? And what does your future hold?
At CitizensTrust Investment Services, we specialize in helping you set the stage for that next step — not just for you and your family, but for your company as well. Our business and succession planning services can help identify the best path today to help enable your business to maintain its value and sustain your legacy when you decide to step back or move on to something new.
Being affiliated with a business bank makes all the difference. We work closely with your trusted advisors to creatively structure an individualized approach for you and your business.
Our Business & Succession Planning professionals bring a wide array of tools and strategies to the table:
Employee Stock Ownership Plans (ESOPs)
Stock Option Plans
Phantom Stock Plans
Estate Plan Coordination
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Citizens Business Bank and CitizensTrust Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using CitizensTrust Investment Services, and may also be employees of Citizens Business Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Citizens Business Bank or CitizensTrust Investment Services. Securities and insurance offered through LPL or its affiliates are:
Your Bank (“Citizens Business Bank”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.