Checking, Deposit, & Liquidity
-
Business Checking Learn More
Whether you are a small to medium-sized business, sole proprietor, nonprofit, or government agency, Citizens Business Bank offers the comprehensive business checking solutions you need, including Analysis Business Checking, Investment Checking, and noninterest-bearing Business Checking.
- Premium Money Market Learn More
The Premium Money Market is a tiered-rate, interest-bearing, limited transaction account for businesses that require only limited check writing capabilities.
- Zero Balance Account (ZBA) Learn More
Maximize control of your balances with a Zero Balance Account (ZBA). A ZBA enables you to designate one master account with multiple subsidiary accounts, effectively allowing you to consolidate your multiple account balances to a ZBA, the one master account. We will then automatically transfer available/collected funds from the master account to your subsidiary ZBA accounts for designated payments.
- Certificate of Deposit (CD) Learn More
With a Certificate of Deposit (CD), you get a safe, secure, and flexible way to save and invest for the future of your business. Citizens Business Bank pays a particular rate for a specific period of time (days, months, or years), but you determine the maturity date and interest payment option to meet the cash flow needs of your business.
- Business Savings Learn More
Get your company savings plan started today with unlimited withdrawals and savings overdraft protection. Benefit from the ability to transfer from the account to another account with the same ownership. You can also have up to six (6) preauthorized, automatic, check, draft, debit card, or similar transaction per monthly statement cycle.
- Citizens Sweep Manager Learn More
Put your idle checking account balance to work for you. The Citizens Sweep Manager program includes an automated daily sweep of collected and available balances between your Analysis Business Plan checking account and an interest-bearing sweep account.
Not Insured By FDIC Or Any Other Government Agency •
Not Bank Guaranteed • Not Bank Deposits Or Obligations •
May Lose Value- Beneficial Ownership Learn More
Effective May 11, 2018, new rules under the Bank Secrecy Act will aid the government in the fight against financial crimes and other national security threats. Under these new rules, it is now required to provide identifying information for all Beneficial Owners each time an account is opened for a covered Legal Entity.
- CDARS® Learn More
Combine the convenience of working directly with just one financial institution with the security of access to FDIC insurance with CDARS. When you place a large deposit with us, we place your funds, through CDARS into certificates of deposit1 issued by other financial institutions in the CDARS Network. Deposit insurance coverage for all deposit accounts…
Visit or contact us today.
- Premium Money Market Learn More