Relationship Banking

A Banking Partner that Understands
Your Industry and Your Company

Since 1974, Citizens Business Bank has proudly supported California’s thriving small to medium-sized businesses. Our distinctive relationship-based approach and straightforward business model set us apart in the financial services industry.

We understand that your business is unique—and so are your financial needs. That’s why we go beyond traditional banking. As a full-service financial partner, we offer a comprehensive suite of solutions tailored to your industry, your company, and your goals.

Our relationship bankers take the time to get to know you, your business, and your long-term vision. This deep understanding allows us to deliver personalized financial strategies that evolve with your business.

Whether you’re starting a new venture, expanding operations, or planning for the future, Citizens Business Bank is here to ensure your banking experience is smooth, convenient, and aligned with your success.

Strength in Numbers

$209.3

Million

Net Earnings

12.31.25

196

Consecutive

Quarters of Profitability

3.31.26

146

Consecutive

Quarters of Cash
Dividends Paid

Q1 2026

BBB+

Stable

Rating Outlook

Fitch Ratings, 2026

★★★★★

Five-Star

“Superior” Rating

BauerFinancial, 2026

Super

Premier

Performing Bank

Findley Reports, 2025

Our Recognition

Los Angeles Times Top 50 Banks in Southern California

The LA Times has recognized Citizens Business Bank at the #7 position on their list of 2026 Top 50 Banks in Southern California

Forbes Best Banks in America

CVB Financial Corp., the holding company for Citizens Business Bank, N.A. was recognized by Forbes on their 2026 list of America’s Best Banks.

Top 50 Public Banks

CVB Financial Corp., the holding company for Citizens Business Bank, N.A. was once again recognized by S&P Global Market Intelligence as one of the best performing U.S. public banks with assets greater than $10 billion for 2025.

Top Three Large US Banks by Deposit Franchise

S&P Global Market Intelligence also ranked CVB Financial Corp. as one of the top three large US banks by deposit franchise, out of US banks and thrifts with $10 billion or more in total assets as of December 31, 2025.