About Us

corporate building


Since 1974, Citizens Business Bank has been creating banking relationships by focusing on our customer and helping them achieve more for their business, their employees, and the communities they serve. Our founder, George A. Borba Sr., was an enterprising dairy farmer and small business owner from Southern California. George saw a need to support other business owners in his community by helping them preserve and enhance the value of their companies. He shared his vision with a group of local business leaders who cared deeply about their community, and together they set out to design a new banking experience.

Chino Valley Bank was established in August of 1974. More than 45 years later, Citizens Business Bank has grown to more than $16 billion in assets with 4 trust offices and over 60 banking locations throughout California. We changed our name to Citizens Business Bank along the way, but we still hold true to our original vision.

We are proud to be in the position to assist entrepreneurs with opportunities to foster and grow their businesses. Our customers’ success is our success. We are able to build long-standing relationships with each customer by treating them the same way we would want to be treated. In fact, many of our customers have banked with us for decades. Our unwavering commitment to our five core values is the reason we are consistently recognized as one of the top-performing banks in the nation.


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Get to Know Us
Learn more about what we do and who we are.




Strength In Numbers


annual earnings
183 quarters of profitability
133 consecutive quarters of cash dividends paid
Q4 2022
bbb fitch rating
Fitch Ratings, 2022
bauerfinancial five star
BauerFinancial, 2022
super premier findley reports
Findley Reports, 2022



Annual Report

Our founders believed in the power of building long-lasting and genuine relationships with our customers. This belief is what still drives our success today.

Learn more by reading our 2021 Annual Report.

2021 Annual Report

Our Vision

Citizens Business Bank will strive to become the premier financial services company operating throughout the state of California, serving the comprehensive financial needs of successful small to medium-sized businesses and their owners.

Our Mission

The mission of Citizens Business Bank is to achieve superior performance and rank in the top ten percent of all financial institutions in the nation in return on equity and return on assets. This will be achieved by delivering the finest in financial products and services through relationship banking commitments with businesses and professionals in the Inland Empire, Los Angeles County, Orange County, San Diego County, Ventura County, Santa Barbara County, and Central California. It will be supported by an unqualified commitment to our five core values of financial strength, superior people, customer focus, cost-effective operation, and having fun.

Leadership Team

At Citizens Business Bank, we define leadership as the ability to foster the knowledge and experience necessary to guide us through various economic cycles, and create an inspired vision for the long-term success of the Bank, our customers, our associates, and our local communities.


Board of Directors

Our Board of Directors comprises experienced, knowledgeable, and committed leaders whose passion and support of CVB Financial Corp. and Citizens Business Bank is unparalleled.

Board Of Directors

Career Opportunities

Be moved to achieve and explore the many opportunities that await you at Citizens Business Bank, from a collaborative, team-focused environment and exciting culture to 401(k), profit sharing, and competitive salary.

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Our Five Core Values

The core values of Citizens Business Bank provide a continuing commitment and direction for our business activities. They are fundamental to our superior performance.

Financial Strength
Superior People
Customer Focus
Cost-Effective Operation
Having Fun