Citizens Online Banking
Banking Questions?
Talk to a Specialist
1 (888) 222-5432
Contact Us

Business Banking

Your company is only as strong as its cash flow. Citizens Business Bank has the experience and knowledge to help you manage your cash more efficiently and increase your profitability.

Business Checking
show details
Open Account

A business checking account for small to medium to large size businesses with an average amount of activity.


Features: This account allows up to 150 debits, 25 deposits and 250 deposited items per month; up to 50 electronic credits; and up to $5000 currency deposited/furnished.


Excess fees: $.30 per debit; $2.00 per deposit; $.15 per deposited item and $2.00/$1,000 currency deposited/furnished; and $0.25 per electronic credit.


Interest: None.


Monthly Service Charges: No charge with a $6000 minimum daily balance, or $12,000 or more average daily balance. Otherwise, $18.00 per month.


Business Checking Discounts: 50% discount off the regular monthly fee for: Business Online Banking; Positive Pay-Checks and ACH Electronic Debit and Credit Activity; Citizens Automated Deposit.


TTAXplus - flat monthly fee of $5.00

Business Savings
show details
Open Account
An interest-bearing account for the any business entity. This account may be linked to a checking account with like names to ensure overdraft protection.
Analyzed Business
show details
Open Account
A business checking account for medium to large size businesses with a high amount of activity.
Investment Checking
show details
Open Account
An interest-bearing checking account designed for the individual, sole proprietor, or certain non-profit businesses and government agencies.
Premium Money Market
show details
Open Account
A tiered-rate, interest-bearing, limited transaction, checking account for businesses who want limited check writing capabilities.
Safe Deposit Boxes

Safe Deposit is a service whereby the Bank grants the customer exclusive access to a box housed in a private section of its vault for storage and protection of personal items.

Safe Deposit Boxes are available to any Citizens Business Bank customer with documents, valuables or other possessions that need to be protected from theft and fire.

  • Safety. Protects documents, valuables and other important possessions.
  • Privacy. Confidential reviewing of valuable documents and important papers.
  • Security. Exclusive access.
  • Variety. Safe deposit boxes come in various sizes at various prices.

Certificates of Deposit (CD)

An investment on which the bank pays a particular rate for a specific term (days, months, or years). Deposits may be issued in either fixed term or auto-renewable term. Interest compounds daily and is paid monthly, quarterly, or at maturity. For terms longer than one year, interest must be paid at least annually.

  • Safe, secure and flexible. Enjoy the protection of Citizens Business Bank.
  • Principal and interest guaranteed.
  • Flexible. Customer determines maturity date and interest payment option to meet his own cash flow needs.
  • Qualified collateral for any borrowing requirement.
  • Investment may be made in any amount of $2,500 or more.
  • Customers have the option of having their interest credited to another Citizens Business Bank account, mailed to them in the form of a check or added to the principle balance.
  • A penalty may be imposed for early withdrawal of any or all of the deposited funds before the maturity date.
Minimum Opening Deposit of $2,500

Flash Content
Member FDIC Equal Housing Lender Verisign Secured

Follow Us On LinkedIn

Citizens Business Bank Corporate Headquarters, 701 N Haven Ave. Ontario CA 91764 | Toll-Free:1-877-4-CBBANK

© 2014 Citizens Business Bank. All Rights Reserved. Privacy |