SBA Lending

small business is big business at Citizens Business Bank

Your company has the potential for growth. A loan backed by the Small Business Administration (SBA) can help.


Dedicated to SBA Financing

The SBA Group at Citizens Business Bank delivers quick credit decisions with courteous and professional service. We understand the SBA financing process inside and out, and our dedicated SBA specialists will work with you to determine which SBA program best meets your company’s needs.

Grow Your Business

We make it our goal to help your small business grow and thrive. With SBA financing, you’ll have plenty of advantages over a standard business loan, including:

  • Lower down payments
  • Longer terms



SBA 7(a) Loan

SBA 7(a) loans can be used to purchase an existing business, expand to another location, buy equipment, acquire land or a building, or a combination.

Loan amounts up to $5 million.

Financing for:
  • Commercial real estate
  • Equipment
  • Working capital
  • Partner buyouts
  • SBA 504 Loan

    An SBA 504 loan enables you to expand and modernize your business through land or building acquisition, construction, or equipment purchase.

    Loan amounts up to $18 million.

    Financing for:
  • Owner-occupied real estate
  • Machinery and equipment loans

    SBA Preferred Lender

    Our Preferred Lender status with the Small Business Administration allows us to make our own credit decisions and streamline your loan application for a fast turnaround. Our dedicated SBA team will work diligently to determine your SBA loan eligibility within two business days of receiving your business tax returns and year-end interim financial statements.

    Approved to offer SBA loan products under SBA’s Preferred Lender Program.


    Questions? Call or click to get started.

    locationsCall Us 888.228.2265