Treasury Management Services
Optimize Cash Flow.
Strengthen Fraud Protection.
Enhance Financial Visibility.
Citizens Business Bank Treasury Management solutions help your business operate more efficiently, improve cash flow visibility, and reduce risk. From streamlining receivables and optimizing payables to strengthening fraud protection, our integrated solutions are designed to support your day-to-day operations. With enhanced liquidity management and real-time financial insights, you gain the clarity, control, and confidence to focus on growth.
Receivables
Accelerate Cash Flow and Simplify Collections
Remote Deposit Capture (RDC)
Deposit checks electronically from your office
Electronic Debit (ACH)
Automate and expedite customer payments
Lockbox Services
Streamline receivables processing with automated payment handling
Merchant Services
Accept card payments and enhance customer convenience
Armored & Smart Safe Solutions
Secure cash handling and transport
Payables
Streamline Payments and Improve Control
Business Bill Pay
Schedule one-time or recurring payments with full control over delivery
Electronic Credit (ACH)
Process efficient, low-cost payments to vendors and employees
Wire Transfers
Send secure same-day domestic and international payments
Business Debit & Credit Cards
Access funds easily while tracking and managing expenses
Commercial Card
Streamline procurement, travel, and expense management
Tax Payment Services
Simplify tax payments with managed processing support
Fraud Prevention
Protect Your Business and Reduce Risk
Check Positive Pay
Compare issued checks against presented items to identify and prevent unauthorized payments
ACH Positive Pay
Monitor and control incoming ACH transactions with automated approval and exception review
Payee Positive Pay
Add an extra layer of protection by verifying payee names on checks
Real-Time Alerts & Reporting
Receive notifications of exceptions requiring review and action
Online Decisioning Tools
Quickly review flagged transactions and choose to approve or reject items
Checking, Deposit & Liquidity
Optimize Cash Position and Maximize Access to Funds
Business Checking
Flexible account options tailored to businesses of all transaction volumes
Money Market & CDs
Interest-bearing solutions to grow and preserve excess funds
Zero Balance Accounts (ZBA)
Consolidate multiple accounts into one master for simplified cash management
Sweep Services
Automatically move funds to maximize earnings or daily liquidity needs
Business Savings
Build reserves with accessible, flexible savings options
Cash Positioning Tools
Monitor balances and manage funds efficiently across accounts
Questions? Call or click to get started.
Locations & ATMs
Call Us 888.228.2265
Contact Us Today