Municipalities
We understand the unique financial needs
of municipalities, from infrastructure
investments to operational liquidity
Citizens Business Bank’s services are designed to help you manage public funds, support infrastructure development, and meet community needs while navigating complex regulatory environments.
At Citizens Business Bank, we are committed to providing tailored solutions that support efficient public service delivery. Our cash flow management services help municipalities optimize liquidity and align funding disbursements with project timelines and budget cycles, ensuring that critical initiatives are never delayed due to cash constraints. We also offer robust payroll and vendor payment solutions that ensure timely and accurate compensation for municipal employees and service providers, helping maintain operational continuity and public trust. Additionally, our merchant and payment processing platforms are secure, intuitive, and designed to streamline transactions such as utility payments, permit fees, and other citizen-facing services. With Citizens Business Bank as your financial partner, your agency can focus on serving the community while we support your financial infrastructure with reliability and expertise.
Our customized banking solutions are designed to support your daily operations and long-term financial planning.
We offer a comprehensive suite of financial services:
Business Accounts
Dedicated accounts for managing
your operational expenses,
grants, and capital projects.
Funds Collateralization
Providing 110% collateralization of
demand deposit account funds on
deposit and 102% collateralization of
funds in bank investment1 accounts.
Treasury Management Services:
Advanced cash flow optimization
tools, payment automation, and
liquidity management.
Partnering with Citizens Business Bank offers distinct advantages for charter schools including:
Tailored
Financial Solutions
Banking services designed specifically for your needs.
Dedicated
Relationship Management
Financial advisors with expertise in charter school operations.
Competitive Pricing
& Cost Efficiency
Transparent, cost-effective banking solutions.
Community
Commitment
A banking partner invested in local educational initiatives and student success through our CRA programs.
Explore Our Resources
Corporate Social Responsibility Report
Highlights of our organization and the positive impacts we have made on our communities.
CitizensTrust Market Perspectives
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our Chief Investment Officer
Cybersecurity Newsletter
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tips, and news to keep you and
your business informed and protected.
Government Services Team
Arthur Sanchez
Senior Vice President
Government Services Manager
Barbara Campos
Vice President
Government Services Officer
Loraly Pogue
Assistant Vice President
Government Services Support
Contact the Government Services team today: 888.305.1222
Government Services Solutions
Government Services
Our specialized banking solutions provide the tools and resources necessary to support your operational efficiency, strategic growth, and long-term
financial sustainability.
Water &
Irrigation Districts
Solutions tailored to your
needs that can help support
your operations, maintenance,
infrastructure upgrades,
and water quality
improvements.
K-12 Public Schools
Banking services designed to help support your unique financial needs, from the management of operational funds to the implementation of electronic payment systems.
Charter Schools
Our specialized banking solutions help provide the tools and resources necessary to support your operational efficiency, strategic growth, and long-term financial sustainability.
1Funds collateralization investment accounts are sweep accounts and/or money market accounts.
Questions? Call or click to get started.
Locations & ATMs
Call Us 888.228.2265
Contact Us Today