Our Commitment to You

A Welcome Message from our CEO & President

On April 17, 2026, Heritage Bank of Commerce merged with Citizens Business Bank. On behalf of our Board of Directors and all of our associates, we are pleased to officially welcome you to Citizens Business Bank. We are excited to have you as our valued customer and look forward to serving your business and personal banking needs.

Together, the combination of our two banks enhances the resources available to you—delivered with the same exceptional customer service you’ve come to expect. Our goal is to continue building upon the strong foundation Heritage Bank of Commerce has established over the past 32 years. As part of this merger, you will now benefit from an expanded and broader range of financial solutions delivered with exceptional service.

You will also now have access to 78 Business Financial Centers located throughout California, offering you convenient statewide coverage. Whether you need in-person support, Treasury Management expertise, or our CitizensTrust1 solutions, our expanded footprint is designed to better serve your financial needs—wherever your business takes you.

In most situations, you will continue working with the same trusted Heritage Bank of Commerce associates who will guide you through the transition to Citizens Business Bank. Our team is committed to helping you achieve your personal and business financial goals and ensuring you receive an elevated level of care and support.

For now, your day to day banking remains business as usual. Please continue to conduct your banking as you have done in the past. Any future changes that may affect your accounts or services will be communicated clearly and in advance.
We are honored to welcome you to Citizens Business Bank and look forward to supporting your continued growth and success.